She's On The Money
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She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun...
Episodis Recents
923 episodis
What a Family Lawyer Wishes Every Woman Knew About Money and Relationships
This is the episode every woman needs to hear. Because most of us think money in relationships will just sort itself out, or that breaking up is somet...
The $60k Debt Wake-Up Call That Changed Everything
If you’ve ever looked at your debt and thought how did I even get here, this one’s for you. Because that’s exactly where our Money Diarist found herse...
Summer Starter Series: Making Saving Easier
Saving money is one of those things we’re told should be simple, but somehow rarely feels that way. In this Summer Starter episode, we unpack why savi...
Is a Bridging Loan Worth the Risk? And The Dating Money Red Flags We Can’t Ignore
So who should actually pay on a date, and what are you meant to do when the bill arrives and someone suddenly gets a bit weird about it. This week’s F...
How to Buy Property in 2026: Everything You Need to Know Before Getting a Mortgage
If buying a home feels harder (and way more confusing) than it did a year ago, no, you’re not imagining it. The rules have changed, the competition ha...
Bec's Investing Confessions: Her First Year in the Share Market
If you’ve ever told yourself investing is something you’ll get to later, when you have more money, more brain space, or a slightly more put-together l...
Summer Starter Series: Managing Debt
If you’ve ever looked at your debts and thought… I know I need to deal with this, I just don’t know where to start, this episode is for you. This is t...
How Do You Know When It’s Time to See a Financial Advisor? And the Vet Bill Situation That's a Moral Minefield
If you’ve ever thought you should see a financial advisor, but also wondered if it's a now or later thing… this one’s for you. We’re chatting about th...
Victoria’s 2026 Investing Playbook If She Had to Start From Zero
If you’ve been saying “I really should start investing" this episode is for you. Because wanting to invest and actually investing are two very differe...
From Financially Clueless to Confident With Money: How She Turned It All Around
This Money Diary starts at the exact moment you realise… okay, I can’t keep doing money like this. Our diarist had spent a few years doing exactly wha...
Summer Starter Series: Budgeting and Cash Flow
This summer, we’re dropping a bonus foundations series for anyone who’s ready to feel more in control. Whether you’re brand new here, or you’ve been l...
The Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)
Want 2026 to be the year you get your money on track? This ep is the perfect place to start. It’s our very first Friday Drinks of the year and instead...
Even More Unhinged Savings Hacks
Sometimes a spreadsheet isn’t going to cut it. Sometimes the only thing standing between you and an impulse purchase is a genuinely unhinged obstacle,...
A Love Letter to Everyone Who Survived 2025
If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite lan...
THE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?
It's our biggest Friday Drinks of the year so we're throwing a party aka our year in review. The stats, the moments that surprised us, and the communi...
Our 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)
This is the one conversation you need to hear before the year ends, because the way you think about money right now will shape how 2026 feels far more...
He Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup
This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. Wh...
How to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama
Ever stared at the bill split amount and thought… sorry, why am I paying for food I did not eat? We’re unpacking a takeaway dilemma where one person o...
You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)
If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white picket...
From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire
Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was...
You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect
Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. Thi...
Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)
If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourit...
How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances
A year after being thrown head first into financial litteracy and producing over 200 episodes of She’s On The Money, our behind the scenes queen Emma...
Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges
You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite fix. If...
7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)
Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the...
Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck
If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our Money Diarist s...
Financial Confidence for Our First Nations Community with Leah Bennett
This special episode was created for our First Nations community members. Victoria invited Leah Bennett from the First Nations Foundation on the show...
Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash
Ever seen a crypto bro promising this coin is going to be the next big thing and thought… okay but what if? Well this week we got a DM from someone wh...
Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)
You know when you’re standing in front of your overflowing wardrobe, absolutely drowning in clothes, and still somehow convincing yourself you have no...
Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an a...
DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what “managed” really means i...
Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sor...
Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)
This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the separation was...
Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it a...
Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios
Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they bot...
She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40
Have you ever wanted to see what would happen if you actually sat down and did that budget?
This week’s Money Diarist actually did it and everyt...
Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness
\What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest money...
How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)
You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the saving...
She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties
You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go o...
Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma
You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This...